Dental Insurance Southampton
Taking Advantage of Your Benefits
Many families rely on dental insurance in order to help pay for necessary treatments. Choosing the right dental plan can significantly reduce the amount you pay out of pocket for your child’s care, making it easier to make room in your budget for routine checkups and cleanings. Are you confused by your dental insurance plan? The information listed below on this page can help you get a firmer grasp of the basics of dental insurance in Southampton before you call us.
Understanding How Dental Insurance Works
While you might think dental insurance is similar to medical insurance, it is actually quite different. While medical insurance is generally meant to help you pay for treatment once a problem has already occurred, dental insurance puts more emphasis on preventing dental issues from happening in the first place. For this reason, you can typically expect your dental insurance to cover much of the cost (if not the full cost) of preventive services like routine examinations.
What Your Dental Insurance Plan Covers
Since each dental plan is different, you should double-check your benefits to see what your coverage looks like. Many insurance plans follow what’s known as the 100-80-50 structure, which typically means:
- Preventive treatments are covered up to 100%.
- Minor restorative services (such as dental fillings) receive around 80% coverage.
- Major restorative services (such as crowns) may be eligible for up to 50% coverage.
The specifics can vary from plan to plan. It may be a good idea to give your insurance company a call to confirm whether a specific treatment is covered.
Our In-Network PPO Dental Insurance Providers
Finding a practice that is in-network with your dental insurance plan can help you save money on your child’s dental care. You can find the insurance providers that our practice is in-network with listed below. Feel free to reach out to us if there’s any part of your specific insurance plan that you’re unclear about; our team can review the details with you and answer any insurance-related questions that you might have.
Dental insurance providers that we’re in-network with include:
- Delta Dental
- Aetna
- Cigna